Nickel & Know
Know your money.
Know what’s next.
Take control of your money with smart budgeting, spending insights, bill management, and optional connected accounts — all designed to help you understand where every dollar goes.
Smart budgeting.
Without the complexity.
Nickel & Know makes it easier to understand your money, build a budget, track spending, manage bills, and get a clearer picture of your everyday finances.
Start for free with manual budgeting tools. No subscription is required to use Nickel & Know's free manual budgeting features.
Manual Budgeting
Organize your finances around the way you actually spend.
Spending Snapshot
Record spending manually and understand where your money goes.
Bill Management
Keep upcoming bills and recurring payments organized.
Connected Accounts
Premium adds supported bank connections, balances, and transactions.
Everything you need.
All in one place.
A clean, approachable experience built to help you understand your finances without overwhelming you.
Start Your Way
Sign in for connected features or continue without an account for manual budgeting.
Your Daily Overview
See your cash outlook, upcoming bills, and spending insights in one place.
Understand Spending
Add purchases, spot trends, and build a clearer picture of your spending habits.
Stay Ahead of Bills
Track what is coming before payday and keep recurring expenses organized.
See the Big Picture
View cash, debt, and your net position in one clear financial overview.
See where your
money is going.
Manually record purchases and use your Free Spending Snapshot to see monthly totals, average purchases, and top categories.
Premium adds connected spending data, trends, forecasts, recurring-payment insights, and more.
Bills shouldn't
catch you by surprise.
Add bills manually and keep track of what needs to be paid before your next payday.
Premium can also help identify bills and recurring payments from supported connected accounts.
Cash. Debt.
One clearer picture.
Add checking, savings, and other accounts manually to understand your finances in one place.
Premium adds supported bank connections with automatic balance and transaction updates.
Start free.
Connect when you're ready.
Manual budgeting remains available without a subscription. Premium plans add connected banking and additional financial insights.
Manual Budgeting
No subscription required
- Manual accounts
- Manual spending
- Free Spending Snapshot
- Manual bill management
- Budgeting tools
Connected Banking
Automatic updates
- Everything in Free
- Connect supported bank accounts
- Automatic balance updates
- Automatic transaction updates
- Bill & recurring-payment detection
- Connected spending & income insights
- Forecasts & budgeting recommendations
More Current Data
Automatic updates + Refresh Now
- Everything included with Premium
- Refresh linked bank data on demand
- Get a fresher view before important decisions
- Refresh Now available up to once every 15 minutes
Use Nickel & Know
your way.
Start with the free manual experience and upgrade only if connected banking and automatic financial data make sense for you.
Subscription options and current pricing are shown in the app before purchase.
Your plan.
Your choice.
Nickel & Know clearly shows your current plan, subscription options, and account settings inside the app.
Manual budgeting remains available without a subscription.
Know your money.
Know what's next.
A smarter, simpler way to budget, track spending, manage bills, and understand your everyday finances.
Download on the App StoreNickel & Know is a financial management and budgeting tool and does not provide financial, investment, tax, or legal advice.